Residential Property Flippers in Myrtle Beach, SC

Residential property flippers in Myrtle Beach operate in one of the most active fix-and-flip markets in the Southeast, where the combination of tourist demand, retiree migration, and limited new construction creates consistent opportunities for profitable house flipping ventures. Our fix-and-flip loans are specifically designed to give serious flippers the competitive advantage needed to succeed in this fast-paced environment. Traditional financing is completely unsuitable for flipping, with banks unwilling to lend on properties needing renovation and closing timelines that cause investors to lose deals to cash buyers. Our hard money fix-and-flip loans provide acquisition and renovation funding in a single loan, with approvals in days and closings in as little as one week. We base our loans on the after-repair value of properties, allowing flippers to finance both the purchase and rehab costs with minimal out-of-pocket investment. Whether you're flipping beach cottages in Surfside Beach, renovating mid-century homes in established Myrtle Beach neighborhoods, or converting outdated condos for the rental market, our flip financing enables you to complete more projects annually and maximize your returns.

How Our Hard Money Loans Help Residential Property Flippers

Our fix-and-flip loans support the full range of residential flipping strategies throughout the Grand Strand region. Cosmetic flippers utilize our financing for properties needing paint, flooring, kitchen and bathroom updates, and curb appeal improvements that can be completed in 30-60 days. Heavy renovation flippers access larger loans for properties requiring structural repairs, additions, foundation work, and complete gut renovations that transform distressed houses into modern homes. Luxury flippers target high-end properties in premium locations like Grande Dunes, The Market Common, and oceanfront communities where sophisticated renovations command top market prices.

Multi-unit flippers convert single-family homes into duplexes or renovate existing multi-family properties to increase rental income and resale value. Condo flippers purchase dated condominium units in oceanfront and golf course communities, updating interiors to appeal to vacation rental investors and second-home buyers. Historical home flippers restore character properties in established neighborhoods, preserving architectural details while modernizing systems and layouts. Wholesale flippers who assign contracts to other investors use our transactional funding to facilitate double closings when end buyers require title seasoning. First-time flippers partner with our team to finance initial projects while building experience and contractor relationships. Each loan is structured with interest reserves that cover monthly payments during renovation, eliminating out-of-pocket carrying costs until the property sells.

Common Challenges We Solve

Residential property flippers in Myrtle Beach face intense competition and unique market challenges that require specialized financing solutions. The popularity of house flipping television shows has attracted numerous new investors to the market, creating bidding wars on desirable properties and compressing profit margins. Properties in the best flipping locations often receive multiple offers within days of listing, with sellers favoring buyers who can close immediately with hard money or cash. Accurately estimating renovation costs is difficult in a coastal environment where humidity, salt air, and hurricane building codes affect material selections and labor requirements. Finding reliable contractors who complete quality work on schedule remains a persistent challenge, with project delays directly impacting carrying costs and profitability. Traditional lenders completely exclude flipped properties from financing, making it impossible to compete without access to hard money capital. Seasonal fluctuations in the buyer pool affect optimal listing timing, requiring flippers to manage project schedules around peak selling seasons. Additionally, rising material costs and supply chain disruptions have complicated budgeting and scheduling for renovation projects.

Our Approach

Our approach to fix-and-flip lending combines fast execution with thorough deal evaluation to support successful flipping operations. We review potential deals quickly, often providing preliminary approval within 24 hours of receiving property information and renovation budgets. Our underwriting focuses on the property's after-repair value, the flipper's experience level, and the reasonableness of renovation estimates rather than borrower credit scores or income documentation. We maintain relationships with local appraisers who understand flipping valuations and can provide quick ARV estimates. Our loan terms include interest reserves that eliminate monthly payment obligations during renovation, allowing flippers to deploy all available capital toward the project. We offer flexible draw schedules for renovation funds that can be disbursed upfront or in stages based on project needs. Our team includes experienced flippers who can provide guidance on deal analysis, contractor management, and exit strategy timing.

We fund fix-and-flip projects throughout the Grand Strand flipping market, including Myrtle Beach, North Myrtle Beach, Surfside Beach, Garden City, Murrells Inlet, Conway, Carolina Forest, Socastee, and all Horry County neighborhoods.